Meeting an Accredited Mortgage Consultant (AMC) & Fact Finding
We will meet with you to understand your financial and lifestyle goals. We will search through hundreds of home (or commercial loans) to find the one that is right for you, calculate your borrowing power, work our repayments, and answer any questions that you may have
Prepare the application
Once we’ve helped you choose the loan that’s right for you, we’ll help you prepare the application and guide you through the process
The lender will provide Conditional Approval while they organize the property valuation and conduct a credit check. We’ll stay in touch with the lender and keep you informed along the way.
Unconditional (Full) Approval
This is the formal acknowledgement that your home loan application has been approved.
Discussion with our financial adviser
Your loan is both a significant financial commitment and a strong financial foundation. We’ll cover the cost of a discussion with our financial adviser to help you manage your money through this major change, work out a plan for the future and help protect what you’re building along the way.
Loan documents arrive
Once your loan documents arrive, we’ll organize a time to meet and help you complete the documents
If you’re purchasing a property, your solicitor/ conveyancer will organize settlement directly with the lender, according to the settlement date on the contract of sale. If you’re refinancing your existing home loan, the lenders will liaise directly to exchange the documents.
Congratulations! You are the proud owner of your property now.
Keeping in touch
Our service doesn’t end once your loan settles. We will stay in touch to make sure your home loan is the right solution for your needs now and in the future.